Wrapped commercial work truck on the road

Commercial Auto Insurance That Works for You

Affordable coverage for work vans, trucks, and fleets. No runaround — just honest rates from real people.

"We let American Commercial Auto Insurance take the wheel when we needed commercial auto / fleet insurance. They know the road to owning a business can get steep and full of sharp turns. They have helped us save money and mitigate risk at every turn. Call Coach Tree and his team today!"

— Brian M. Payne

President, CritterPro Inc.

No Hidden Fees
Same-Day Certificates
Multiple Carrier Options
Personal Service

The Rule of 22

The Rule of 22

Our simple formula for maximum savings. If you check these boxes, we can put serious money back in your pocket.

  • 2 or More Wrapped Trucks

    If you've got two or more wrapped commercial vehicles, you qualify for our best rates and bundled fleet savings.

  • 2 or More Years with Current Carrier

    Staying with your current carrier shows consistency—and we use that history as leverage to secure better pricing for you.

  • Save Up to 40% on Premiums

    Meet the Rule of 22 and we could save you up to 40% on your commercial auto insurance premiums. It's that simple.

Commercial service truck parked outdoors

What We Cover

Risks We Like

Whether you've got one van or a whole fleet, we'll find the right policy at a price that makes sense.

  • General Contractors
  • Artisan Contractors
  • Heavy Trucks
  • Fleets 9+ Trucks
  • Tow Trucks
  • Vehicles
  • Pickups
  • Sprinter Vans
  • Dump Trucks
  • Passenger Vehicles

How It Works

Three Steps. That's It.

Getting insured shouldn't be complicated. Here's how we keep it simple.

01

Tell Us About Your Business

Fill out our simple form — it takes about 2 minutes. Just the basics about your vehicles and what you do.

02

Upload your existing policy docs, business info, and drivers info

03

Ira and your Insurance Coach will get to work!

Start Your Free Quote

No obligation. No spam. Just honest quotes.

Free Quote

Ready to Save on Insurance?

Fill out our quick form and we'll get you competitive quotes — usually within a few hours.

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See What Our Clients Are Saying