Privacy Policy

1. Information We Collect

We collect information you provide directly, including:

• Name, email address, and phone number submitted through our quote form;
• Files you upload, such as a copy of your current insurance policy;
• Any additional details you share about your business or vehicles.

We also collect limited technical information automatically, such as IP address, browser type, pages viewed, and referring URL, through standard server logs and analytics.

2. How We Use Information

• Prepare and deliver insurance quotes you request;
• Contact you about your quote, policy, or service updates;
• Share the minimum information needed with carriers we quote you through;
• Improve the Site, prevent fraud, and comply with legal obligations.

3. Sharing of Information

We share your information only with (a) insurance carriers and underwriters needed to produce your quote; (b) service providers who host our site, deliver email, or process uploads under confidentiality obligations; and (c) authorities where required by law. We do not sell your personal information.

4. Cookies & Analytics

The Site uses essential cookies to function and may use analytics cookies to understand traffic. You can control cookies through your browser settings.

5. Data Security

We use industry-standard measures — encrypted transport (HTTPS), access controls, and private storage for uploaded files — to protect your information. No method of transmission or storage is 100% secure.

6. Data Retention

We retain quote submissions and uploaded documents for as long as needed to service your request and to meet insurance recordkeeping requirements, then delete or anonymize them.

7. Your Rights

Depending on where you live (including under California CCPA/CPRA and similar laws), you may have the right to access, correct, delete, or restrict our use of your personal information, and to opt out of certain sharing. To exercise these rights, email coachtree@aca22.com.

8. Communications

By submitting a quote request, you consent to be contacted by email, phone, or text about your quote. You can opt out anytime by replying STOP to a text or emailing us.

9. Children

The Site is not directed to children under 13, and we do not knowingly collect personal information from children.

10. Changes

We may update this Privacy Policy from time to time. The "Effective date" above will reflect the latest revision.

11. Contact

American Commercial Auto Insurance
c/o The Rountree Agency ~ OnePoint Insurance Partners
coachtree@aca22.com